Having Leukemia or Lymphoma can be soo scary and having to worry about Affordable Health Insurance or being able to have or get any Insurance at All is very frightening! Costly medical treatment can put families in financial disaster. Having health insurance coverage for people with cancer is very important because it helps protect families from hardship and not having to worry soo much. Having Adequate, Affordable Health Insurance and coverage at the time they are diagnosed with cancer is not something that millions of Americans have the privilege of having. After they are diagnosed with cancer many people find out that the Insurance that they have will not cover so many of the medicines and treatments that they are going to need.Carefully read your policy to know what your insurance is responsible for paying. Pay very close attention to the exclusions in your policy.
It is very important that a record of all bills, statements and a written record of important conversations about any tests, etc. is kept.
There are places where a person needing to know about the Insurance in their State can go. One is the Dept of Insurance --- another is The Patient Advocate Foundation which can be reached either at www.patientadvocate.org. or by calling 1(800)532-5274.
Medicare --- 1(800)633-4227 or www.medicare.gov People 65 and older --- people on kidney dialysis and younger people with disabilities
Medicaide --- http://cms.hhs.gov/medicaid/tollfree.asp to be able to get medical benefits if there are limited income or assets.
SCHIP --- For uninsured children up to age 18 --- www.insurekidsnow.gov or 1(877)543-7669
Hill-Burton --- This is a Program that gives Free or Low-Cost treatment for patients that are receiving treatment in hospitals or health facilities that are federally funded and are unable to pay. www.hrsa.gov/osp/dfcr or 1(800)638-0742
Veteran's Benefits --- Veterans can get comprehensive healthcare and other benefits at www.va.gov or 1(800)827-1000
To find just about everything one needs to know about Insurance visit: www.healthinsuranceinfo.net
Being able to enroll in a ‘Entitlement’ program can also be a way to get help. Many people are not aware that they may be entitled to these valuable benefits.
